White Papers

The following articles address many of the top concerns of companies today. Additional articles will be added periodically.

Top 10 Legislative Items to Watch in 2009- "What the Obama Era May Mean for the Workplace, The Top 10 Items to Watch by Todd Aidman"

The Annual Healthcare and Renewal Process: Tame the Tasks and Timing for Success - "The annual employee benefits renewal and enrollment process requires about twenty separate tasks which must be accomplished every year for companies of all sizes."

"Wrap" Plan Documents to Simplify ERISA Compliance - "Proper documentation of employee welfare benefit plans has always been important...Plan sponsors now have another reason to review and update welfare plans - new and proposed Cafeteria Plan regulations effective for plan years starting next year."

Protecting High Performers - "How well do your disability policies protect the incomes of your high performers? Take this short quiz to find out. "

Strategic Benefits Planning - "Most employee benefit programs, rather than being thought out strategically, are the result of renewal driven, short term solutions to cost and service problems... Everyone makes the best of a bad situation; quick decisions are made, put to bed, and forgotten for another year. Nothing is really solved. No progress is made."

Value Based Employee Benefits - "It is the benefits professional's challenge to drive benefit value by enhancing appreciation while reducing cost. Think of value as an equation with appreciation as the numerator and cost as the denominator."

Employee Benefits as an Investment - "In the last several decades, benefits have become critical to recruitment and retention, almost entitlements. Today's most progressive employers now look at benefits as an investment that can actually enhance employee engagement and productivity."

Patient Advocacy as an Employee Benefit - "American workers lack basic healthcare skills that leave them frustrated, unappreciative, and most important to employers, unprepared to be engaged, high performers.

Financial Planning as an Employee Benefit - "Fully one quarter of American workers consider themselves extremely stressed financially - with little or no savings and inadequate budgeting or credit management skills. Benefit plans, designed to provide, at a minimum, a financial safety net, are not succeeding and are undervalued as a result."

Communicate on Healthcare for Competitive Advantage - "The difference between the strategic organizations and the rest will be their communication. They will start now to build awareness and understanding, which will lead to buy-in, commitment, and actual changes in behavior."

7 Deadly Sins of Employee Benefits Management -"Avoid these costly pitfalls."